How To Transfer Money Bank To Bank

Simple steps to transfer money to a bank account

Sign up and verify your free profile

Log in or Sign up your profile for free. You can verify your profile using your United States driver's license, passport or
government-issued ID.

Choose the amount and destination

Enter the destination and the amount you'd like to send. Select 'Bank account' as the receive method.

Enter your recipient's details

Simply enter your recipient's account details to transfer money directly to their bank account.

Select a secure payment method

Choose whether to pay with your credit/debit card¹, or with your bank account.

Confirm, send and track your transfer

Your money is on its way and can arrive in as little as a few minutes². You and your recipient can track the transfer with the tracking number (MTCN).

More ways to send money to bank accounts around the world

On the go with our app

Send money on the go, at the grocery store, the gym, or from wherever you are with the Western Union^® app.

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With no fee³ to select countries

Send to bank accounts in select countries for no fee when you pay using your bank account. Easily check the cost of other transfers with our price estimator.

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Send money in person

Easily send a money transfer to your recipient's bank account from over 57,000 Western Union^® agent locations⁴ in the U.S. alone.

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Frequently Asked Questions about sending money to a bank account

How do I send money to a bank account?

1. Log in or Sign up and verify your free account. Click 'Send now' to start your transfer.
2. Enter the destination and amount you'd like to send. Transaction times vary per destination, but you'll be able to see these as you make your selections.
3. Select 'Bank account' as the receive method. You can select a past receiver or enter their bank account details. The recipient information you'll need varies by location, but the bank name is mandatory in most countries. You can search for the country you want to send money to for more details on the banking information you need here.
4. Pay with your credit/debit card¹ or bank account.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I transfer money from bank to bank?

1. Log in or sign up and verify your free account. Click 'Send now' to start your transfer.
2. Enter the destination and amount you'd like to send. Transaction times vary per destination, but you'll be able to see these as you make your selections.
3. Select 'Bank account'. You can select a past receiver or enter your receiver's bank account details. The recipient information you'll need varies by location, but the bank name is mandatory in most countries. Learn what banking information you'll need by country here.
4. Select 'Bank account' as your payment method.
5. We will send you a confirmation email with a tracking number of your transaction (MTCN). You can share this number with your receiver to track the funds.

How do I send money to a bank account with the Western Union^® app?

The Western Union^® app lets you send money on the go to a bank account in just a few taps.

1. If you already have the Western Union^® app, log in with Touch ID or your credentials. If you don't have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to register a profile with your email address. You can verify your profile using your driver's license, passport or government-issued ID.
2. Start a transfer by entering the destination country and the amount you'd like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet⁵ based on your receiver's country. Enter your receiver's details.
3. Pay for your money transfer via credit/debit card¹, or with your bank account.
4. We'll provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

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Relied on by customers around the world

As a company working in cross-border, cross-currency money movement, Western Union aims to help grow economies and create a better world. You have the capability to send funds online, with our app or in person to billions of accounts worldwide. So, go ahead: send money with us and enjoy ease of use, reliable service and all the other benefits we have to offer.

Encryption to help protect your transfers

We're committed to keeping your data secure

¹ If you're using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

² Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.

³ Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

⁴ Network data as of June 30, 2020.

⁵ Funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.

^* Terms and Conditions apply. Restrictions apply, see amazon.com/gc-legal